Should You Lease Your New Basil Toyota Vehicle?

Leasing is a great choice for shoppers who like to drive a new vehicle and want to keep their payments low. Once your lease term is up, you can trade up for a newer model, buy it outright, or simply return it and walk away when the lease it over.

Benefits of Financing

Customers who intend to hold onto their vehicle for a while should consider a loan. Our flexible financing plans can get you into a new or used vehicle with terms that will reduce your overall costs while you build equity in your vehicle.

Car Loans and Leasing in Lockport, NY

Basil Toyota takes the stress out of auto financing. From advice on whether to buy or lease to finding the best rates available, our finance team will work with you every step of the way to craft finance terms that work for your lifestyle and budget.
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Competitive Rates

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Flexible Credit Options

Basil Toyota can help you get into the new or used vehicle you deserve. With monthly specials, factory offers, and competitive rates, we go the extra mile to give you the options that work for your lifestyle.

Frequently Asked Questions

What's better, buying or leasing?

This important choice comes down to your monthly budget and how you expect to use your vehicle. Leasing typically comes with a lower monthly payment than a traditional loan, but there are restrictions on mileage and customization. On the other hand, a loan may be associated with a higher payment but you will be building equity and will spend less over the life of the vehicle.
We will work with you to craft the deal that works for your budget. Most loan terms will fall between 48-72 months, with longer financing terms resulting in lower payments.
We’ve worked with countless customers with all kinds of credit to help them discover their financing options.
In most cases, we can offer financing with no down payment. We can also roll taxes, registration, and fees into the financing deal if that works best for you.

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Get an Auto Loan or Lease from our Lockport Finance Center

Your privacy is important to us.

Basil Toyota takes your privacy seriously and does not rent or sell your personal information to third parties without your consent. Read our privacy policy.

We Can Help With Credit Issues

Whether you decide to apply for a loan or a lease, we can help you with any credit issues you might have. We know anyone can have financial struggles, so we'll help you decide which financial course to take. Then we'll help you qualify for the best available loan or lease arrangement. Visit with us in the finance center soon at Basil Toyota in Lockport, NY and let's find the best way to help you pay for your next car, truck or SUV.

Should you get a loan or a lease? We'll help you decide on the right path

In the finance center at Basil Toyota in Lockport, NY, we do all we can to make finding the right car loan or lease as easy as driving a new Toyota. You might already know you want a car loan, or you might have decided you're looking for the best lease available. For many of our customers in Buffalo, NY, you may not feel you know all you want to know about a loan vs. a lease and want some help. Regardless, you've come to the right place.

Basic Facts About Car Loans

Our friendly finance experts at Basil Toyota will tell you a car loan is the most common method people use to finance a new Toyota or a pre-owned car, truck or SUV. With a loan, you're borrowing from a lender and you agree to pay back the loan in what's usually anywhere from 24 to 72 months. The interest rate buyers from Grand Island or Amherst pay for the loan depends on your credit score. But eventually, you can own that car outright.

  1. Basil Toyota

    6157 S. Transit Road
    Lockport, NY 14094

    • Sales: (716) 625-8444
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Get in Touch

  • Contact our Sales Department at: (716) 625-8444
  • Monday9:00AM - 8:00PM
  • Tuesday9:00AM - 8:00PM
  • Wednesday9:00AM - 6:00PM
  • Thursday9:00AM - 8:00PM
  • Friday9:00AM - 6:00PM
  • Saturday9:00AM - 5:00PM
  • SundayClosed